PRACTICE PROFILE
Professional Certifications & Licenses Held:
1. CERTIFIED FINANCIAL PLANNER ™
2. Chartered Financial Consultant®
3. FINRA Series 6 License
4. FINRA Series 7 License
5. FINRA Series 22 License
6. FINRA Series 63 License
7. FINRA Series 65 License
8. Health & Life Insurance Licenses
PETER TOPPING, CFP®, ChFC®
CERTIFIED FINANCIAL PLANNER™
USPNY PRIVATE WEALTH MANAGEMENT ｜NEW YORK
- BASIC PHILOSOPHY INWORKING WITH CLIENTSPhilosophy, Theory &/or Principles of Financial Planning Which Will Be Utilized
My approach to personal financial planning is to obtain from you significant financial information including your attitudes, goals and objectives; to analyze the information obtained in order to develop alternatives for your consideration; to educate you about the implications of selecting a particular alternative; to implement the alternative selected by you; and to periodically update the plan adopted. It is my goal to become your chief financial advisor and to coordinate the efforts of your other advisers in your best interests. I want you to be educated about your own financial affairs and to take an active role in managing them.
My philosophy of financial planning is to gather adequate reliable information about a client ’s personal financial situation; to determine the client’s goals and objectives, time horizon, and risk tolerance; to analyze all of the foregoing information in an objective manner and to develop recommendations for my clients based upon this thorough analysis and in the interest of rendering disinterested advice. In a personal financial planning engagement, I endeavor to consistently act in the interest of my client and to place his or her interest ahead of my own. Moreover, I believe that a client should be both informed and proactively involved in his or her personal financial affairs. Accordingly, I believe in holding frequent meetings with my clients to educate them about the financial planning process and their own financial situation
USPNY Private Wealth Management is an assumed business name for Crystal Wealth Management Inc. Securities and Advisory Services offered through Private Client Services, LLC.
©2022 PETER TOPPING, CFP®, CHFC®
All Rights Reserved